Roof Replacement Program | Collier County Affordable Housing

Deferred, Interest-Free Loans for a Roof Replacement

Collier County is offering qualified residents a deferred, interest-free loan up to $50,000 to replace their roof. See requirements below. Loans are available on a first-apply, first-qualify basis until funds are exhausted.

Eligibility requirements include:

Income requirements apply up to 120% AMI with priority given to those below 50% AMI and/or households with special needs. (See the chart at the bottom of the page.)
Applicant must have owned the home for at least 12 months.
Mortgage must be current with no more than one past due payment in the past 12 months.
Mobile/manufactured homes do not qualify.
Proof of mortgage or deed, as well as legal residency or citizenship status and income will be required.
Residential value, according to the Collier County Appraiser, cannot exceed $458,634.60.

Application forms for the roof replacement loans must be picked up at the Collier County Community and Human Services Division located at the Collier County Government Complex, 3339 Tamiami Trail East, Building H, Suite 211 in Naples.

This program is funded in part by the State Housing Initiatives Partnership Program (SHIP).

County (Metro)	Income Category	Income Limit by Number of Persons in Household
County (Metro)	Income Category	1	2	3	4	5	6	7	8	9	10
Collier County (Naples-Immokalee-Marco Island MSA) Median: $104,300	30% AMI	$21,950	$25,050	$28,200	$31,300	$36,580	$41,960	$47,340	$52,720	Refer to HUD	Refer to HUD
	50% AMI	$36,550	$41,750	$46,950	$52,150	$56,350	$60,500	$64,700	$68,850	$73,010	$77,182
	80% AMI	$58,450	$66,800	$75,150	$83,450	$90,150	$96,850	$103,500	$110,200	$116,816	$123,491
	120% AMI	$87,720	$100,200	$112,680	$125,160	$135,240	$145,200	$155,280	$165,240	$175,224	$185,237
	140% AMI	$102,340	$116,900	$131,460	$146,020	$157,780	$169,400	$181,160	$192,780	$204,428	$216,110