Collier County offers a variety of housing assistance programs to those who need housing and those who provide housing. If you need housing, please see assistance programs below, as well as the I Need Housing tab for other resources. Check back frequently as new programs become available. If you are a developer or other partner who can provide affordable housing opportunities, please review the I Provide Housing tab.
Collier Community Assistance Programs
Emergency Solutions Grant – RUSH
Opening soon! Keeping checking this page for updates.
RUSH RRH program-eligible households must:
- Meet ESG RRH eligibility: 1) Meet the criteria under Category 1 of the “Homeless” definition; or 2) Meet the criteria under Category 4 of the “Homeless” definition and live in a place described in paragraph 1 of the “Homeless” definition;
- Have been residing in an area affected by a major disaster declared pursuant to the Stafford Act on or after December 20, 2019 (e.g., an area covered by DR-4673-FL, dated September 29, 2022); and
- Have needs that will not be served or fully met by the Transitional Sheltering Assistance (TSA) Program (42 USC 5170b) and other existing federal disaster relief programs (including both federal and non-federal cost share). For purposes of RUSH funding, HUD understands “existing federal disaster relief programs” to mean federal programs that help with the purpose of disaster relief and are permanently authorized as of the date of the RUSH award.
Additionally, a household will not be required to re-qualify as homeless or at risk of homelessness to receive RUSH funds if the household was already determined to meet the ESG definition of “homeless” or “at risk of homelessness” and was receiving ESG assistance when the disaster occurred.
Emergency Rental Assistance Program
Applications are closed. However, if you are an existing applicant or recipient who needs to access your application, the portal link can be accessed here: https://portal.neighborlysoftware.com/ERAP-COLLIERCOUNTYFL/Participant.
For more information, visit our frequently asked questions page.
ARP Local Recovery Program for Household Assistance – Renters and Homeowners with a Mortgage
Applications are closed. However, if you are an existing applicant or recipient who needs to access your application, the portal link can be accessed here: https://colliercountyfl.force.com/recovery/s.
This program was funded by the American Rescue Plan Act. More information is available on our frequently asked questions page.
SHIP Owner-Occupied Rehabilitation
This program provides interest-free, deferred loans up to $50,000 to assist eligible homeowners in unincorporated Collier County, the City of Naples, the City of Marco Island, or Everglades City with rehabilitation or repair of their single-family homes, townhomes or condominium units. Mobile homes built prior to July 13, 1994 do not qualify for assistance. For more information, including how to apply, visit the I Need Housing page.
COMING SOON! Roof replacement program! This program will offer deferred, interest-free loans for a roof replacement. Up to $50,000 will be available per approved applicant.
Eligibility includes:
- Income qualifications. Priority will be given to those below 50% area median income (AMI). See income table.
- You must have owned your home for at least 12 months.
- Your home must be your primary residence.
- Mortgage must be current and not have had more than one late payment in the past 12 months.
- Your property must be located within Collier County or the City of Naples, Everglades or Marco Island.
- Mobile/manufactured homes do not qualify.
- Proof of mortgage or dead, as well as legal residency or citizenship status and income will be required.
Collier County Income Limit by Number of Persons in Household
| Category | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| 30% AMI | $19,850 | $22,650 | $25,500 | $28,300 | $32,470 | $37,190 | $41,910 | $46,630 | Refer to HUD | Refer to HUD |
| 50% AMI | $33,050 | $37,750 | $42,450 | $47,150 | $50,950 | $54,700 | $58,500 | $62,250 | $66,010 | $69,782 |
| 80% AMI | $52,850 | $60,400 | $67,950 | $75,450 | $81,500 | $87,550 | $93,600 | $99,600 | $105,616 | $111,651 |
| 120% AMI | $79,320 | $90,600 | $101,880 | $113,160 | $122,280 | $131,280 | $140,400 | $149,400 | $158,424 | $167,477 |
Applications will ONLY be available in-person at the Collier County Government Complex, Community and Human Services Division, located at 3339 East Tamiami Trail, Building H, Suite 211, Naples, FL 34112.
SHIP Down Payment Assistance
This program provides interest-free loans up to $55,000 to assist qualifying first-time homebuyer(s) with both down payment and closing cost expenses. Assistance can be used only with single-family homes, townhomes and condominium units located within unincorporated Collier County, City of Naples, City of Marco and Everglades City. For more information, including how to apply, visit the I Need Housing page.
HOME Down Payment Assistance
THE HOME Investment Partnerships Program (HOME) can provide down payment and closing cost assistance to eligible first-time homebuyers interested in purchasing a home in Collier County. For qualifications, maximum purchase price and other information, please visit the I Need Housing page.
Tenant Based Rental Assistance
HOME Investment Partnerships Program (HOME) permits Participating Jurisdictions (PJs) to create flexible programs that assist individual households to help them afford the housing costs of market-rate units. These programs are known as “tenant-based rental assistance,” or TBRA. For qualifications and more information, please visit the I Need Housing page.
Emergency Home Energy Assistance for the Elderly (EHEAP)
The Emergency Home Energy Assistance Program (EHEAP) is available to households who have a delinquent electric bill and an adult 60 years or older who resides in the home. EHEAP can also assist with the repair and replacement of air conditioning to an elderly household who is a homeowner. For information about how to qualify, apply and more, please visit the Frequently Asked Questions page.
To Report Fraud
To report fraud that you suspect is occurring or has occurred, please notify Collier County for review. Any suspected fraud in connection with Collier County’s emergency rental assistance program should be reported immediately. Collier County reserves the right to decline funding or participation, to any applicant, if it is determined that fraud has occurred.
Please complete the Fraud Report online form if you suspect or have knowledge of a tenant or landlord that has made a fraudulent application or received funds inappropriately. Once the form is completed, you will have the option to submit it electronically or print and mail it to the address indicated on the form.
