American Rescue Plan Application

Through the American Rescue Plan (ARP), housing help is available to individuals and families who experienced unemployment, reduction of income, significantly increased expenses, or other financial hardship during or due directly or indirectly to the COVID-19 outbreak.

The program provides financial assistance to pay rent, mortgage or utility bills. This does not mean an applicant had to have contracted COVID to be eligible. Also available, if qualified and approved, is arrearage or paying past due bills up to March 13, 2020. You must have been current on your rent, mortgage and/or utility accounts as of March 13, 2020. Arrearage and prospective payments are available up to the maximum of $25,000 per applicant.

Applicants who reside in subsidized housing or otherwise rent or are homeowners may be eligible if your income does not exceed 140% of the area median income (AMI) as identified in the chart below. Both renters and homeowners may receive assistance with arrearage or future rent, utility or mortgage payments. If you reside in subsidized housing and assistance is awarded, it will only be for the tenant portion of rent and utilities that is not paid by other rental assistance.

All persons that experienced financial hardship since the onset of the coronavirus outbreak and who have a total gross income that falls within the limits in the table below are encouraged to apply. County staff review eligibility and allocation of funding on a case-by-case basis.

**Please refer to the income chart below.**

HUD release: 5/15/2023
Effective: 5/15/2023
Implement on/before: 6/28/2023
2023 Income Limits and Rent Limits
Florida Housing Finance Corporation
Multifamily Rental Programs and CWHIP Homeownership Program
Note: Does not pertain to CDBG-DR, HHRP, HOME, NHTF or SHIP
County (Metro) Percentage
Income Limit by Number of Persons in Household
1 2 3 4 5 6 7 8 9 10
Collier County

(Naples-Immokalee-Marco Island MSA)

Median: 100,700

30% 20,970 23,970 26,970 29,940 32,340 34,740 37,140 39,540 41,916 44,311
50% 34,950 39,950 44,950 49,900 53,900 57,900 61,900 65,900 69,860 73,852
80% 55,920 63,920 71,920 79,840 86,240 92,640 99,040 105,440 111,776 118,163
120% 83,880 95,880 107,880 119,760 129,360 138,960 148,560 158,160 167,664 177,245
140% 97,860 111,860 125,860 139,720 150,920 162,120 173,320 184,520 195,608 206,786

Applicants must prove loss of income, *housing instability or other financial hardship occurred during or was due directly or indirectly from the COVID-19 outbreak. Remember, this does not mean an applicant had to contract the coronavirus.

Required documentation may include ONE of the following:

  1. Verification of Unemployment filing since March 1, 2020, if applicable
  2. 2020 or 2021 tax return, signed and dated
  3. A letter from employer verifying a reduction in hours, pay-rate, number of shifts, or business closure, if applicable
  4. Copies of pay stubs before and after COVID-19 outbreak, if applicable
  5. Other supporting documentation that proves your financial hardship, determined case-by-case
  6. Photo ID (government issued) for all persons in the household over the age of 18
  7. US Citizenship for one adult household member
    • Required citizenship documentation may include ONE of the following:

    1. Birth Certificate
    2. Passport
    3. Naturalization Certificate
    4. Social Security Card
    5. Legal Resident Card
  8. Mortgage statement including coupon
  9. Collier County resident
    • Driver’s License or other government issued photo ID
    • If ID has a different address, we need a copy of your utility bill showing your name and current address
  10. Application must be signed and dated by applicant and co-applicant (if applicable)
  11. Duplication of benefits certification must be signed and dated by applicant and co-applicant (if applicable)
  12. Release of information must be signed and dated by applicant and co-applicant (if applicable)
  13. Other documents that are necessary to process a complete application for assistance, such as housing instability documentation (past due utility bill, eviction notice, code report, inspection report, etc.)

 *Housing instability is when one or more individuals within the household demonstrate a risk of experiencing homelessness or housing instability, which may include (i) a past due utility or rent notice or eviction notice, (ii) unsafe or unhealthy living conditions, or (iii) any other evidence of risk, as determined by the grantee.

Applications are open Thursday, October 5, at 12 p.m. through Monday, October 16, at 12 a.m. Apply through the online portal if you feel you qualify for assistance through the American Recovery Plan. Upon receipt of a completed application, County staff will begin the review process. Applications will be returned to applicant or rejected if all required documents are not submitted. Details about the program, documentation and application process are available on the Frequently Asked Questions page.